IDFC First Bank Q2 profit jumps nearly three-fold to ₹1,045 cr

SENSEX 73,123.83

 -125.56

NIFTY 22,600.00

 -87.65

CRUDEOIL 9,783.00

+ 299.00

GOLD 142,160.00

 -1,149.00

SILVER 195,900.00

 -3,699.00

SENSEX 73,123.83

 -125.56

NIFTY 22,600.00

 -87.65

NIFTY 22,600.00

 -87.65

CRUDEOIL 9,783.00

+ 299.00

CRUDEOIL 9,783.00

+ 299.00

GOLD 142,160.00

 -1,149.00

'; } document.getElementById("lgdv").innerHTML = htmlElements; } function numberformat(i) { return Number(parseFloat(i).toFixed(2)).toLocaleString('en', { minimumFractionDigits: 2 }) } async function gatherResponse(response) { const { headers } = response; const contentType = headers.get('content-type') || ''; if (contentType.includes('application/json')) { return await response.json() } return response.text(); } function getWidth() { if (Math.max(document.body.scrollWidth,document.documentElement.scrollWidth,document.body.offsetWidth,document.documentElement.offsetWidth,document.documentElement.clientWidth) > 991) { document.getElementById("mob").style.display = "none"; document.getElementById("lgdv").style.display = "block"; } else { document.getElementById("mob").style.display = "block"; document.getElementById("lgdv").style.display = "none"; } } getWidth(); THIS AD SUPPORTS OUR JOURNALISM. SUBSCRIBE FOR MINIMAL ADS.THIS AD SUPPORTS OUR JOURNALISM. SUBSCRIBE FOR MINIMAL ADS.

IDFC First Bank’s total income rises to ₹14,218 crore in Q2 FY27 from ₹11,828 crore in same period a year ago

By PTI

Updated - October 24, 2026 at 09:31 PM. | New Delhi, October 24

IDFC First Bank’s interest income rose to ₹11,922 crore from ₹9,937 crore in the same quarter last year. | Photo Credit: DHIRAJ SINGH

IDFC First Bank on Saturday reported a close to three-fold jump in net profit to ₹1,045 crore for the second quarter ended September 30, 2026.

The lender had earned a net profit of ₹352 crore in the year-ago period.

Total income rose to ₹14,218 crore in the quarter under review from ₹11,828 crore in the same period a year ago, IDFC First Bank said in a regulatory filing.

Interest income rose to ₹11,922 crore from ₹9,937 crore in the same quarter last year.

Asset quality of the bank improved with gross non-performing assets (NPAs) declining to 1.32 per cent of gross advances at the end of the September quarter 2026, as against 1.86 per cent a year ago.

Net NPAs or bad loans also moderated to 0.4 per cent, as against 0.52 per cent in the year-ago period.

The Capital Adequacy Ratio of the bank increased to 14.67 per cent, from 14.11 per cent at the end of September 2025.

During Q2 FY27, the bank mobilised ₹34,390 crore (approximately $3.6 billion) of FCNR(B) deposits despite having no branch, subsidiary or representative office outside India.

This demonstrates the bank's digital capabilities and the trust it enjoys among customers, it said.

Published on October 24, 2026

THIS AD SUPPORTS OUR JOURNALISM. SUBSCRIBE FOR MINIMAL ADS. THIS AD SUPPORTS OUR JOURNALISM. SUBSCRIBE FOR MINIMAL ADS. THIS AD SUPPORTS OUR JOURNALISM. SUBSCRIBE FOR MINIMAL ADS. THIS AD SUPPORTS OUR JOURNALISM. SUBSCRIBE FOR MINIMAL ADS.Sign into Unlock benefits!

• Access 10 free stories per month
• Get notified by email for early preview to new features, discounts & offers